spend less, protect more

Your family’s data is valuable, just like your home or car. As identity thieves grow smarter and fraudulent activity becomes more prevalent, so do the requirements for a robust identity monitoring platform. 

While there are places that offer free credit and identity monitoring, our technology goes beyond those basic services, allowing us to proactively monitor your family’s identity and alert you at the earliest signs of fraud so you can take action. And while nobody can completely prevent identity theft, our Remediation Specialists are experts at helping members pick up the pieces after theft has occurred. We fully manage customers’ restoration cases, helping them save time, money, and stress.

We know that tracking your family’s identity is difficult and filled with unknowns, so we’re here to help take the burden off your shoulders so you can help protect the financial goals you’re worked so hard to achieve.

Our powerful technology helps detect when an identity may be at an elevated risk for theft and allows us to help you take necessary precautions, including placing fraud alerts, credit freezes, and reviewing credit reports. We go beyond credit monitoring to search for suspicious activity, looking holistically at the financial accounts you use, the social media accounts you log into, and other data sources that could be compromised by others. This allows us to alert you of fraud as soon as we detect it.

While different banking institutions offer different levels of identity protection, the majority provide basic fraud protection, mobile alerts, and credit monitoring — which is just one aspect of identity protection. 

Allstate Identity Protection goes beyond credit monitoring by using proprietary advanced threat intelligence with access to dark web forums where hackers operate. Other key differentiators include Allstate Digital Footprint, social media account takeover, digital exposure reports, and IP address monitoring. Finally, we reimburse funds stolen from HSA and retirement accounts, which are not typically covered by banks.^†

In addition to keeping tabs on your personal information, our Remediation Specialists are experts at resolving complex cases of identity theft on your behalf. They’re available 24/7 to fully restore compromised identities. And with a $1 million reimbursement policy to cover expenses and stolen funds resulting from identity theft, you’ll gain more peace of mind.

While data breaches and identity theft are closely linked, they are distinctly different. A data breach is a cyberattack in which personal information is accessed without authorization. This could include anything from names, addresses, and login credentials to financial and credit card information, PINs, medical records, insurance claims, and Social Security numbers, among other things. Breaches can be caused by malware, phishing schemes, security hacks, lost or stolen devices, and other incidents.

Identity theft is the next step after a data breach occurs, although just because personal information may have been exposed in a breach, that doesn’t mean your identity has been stolen. Cyber criminals may use the stolen data to make purchases, steal from bank accounts, and open accounts in the victim’s name.

So, in layman’s terms, data breaches are when someone has access to your personal information. Identity theft is the unauthorized use of that compromised data to commit fraud.